Achieving Life Abundance Blog

Tips & Strategies Relating To Personal Finance & Investing

Investing in Real Estate Strategies - Investing in real estate can be your ticket to financial independence. Most likely you have a great interest in how you can become successful through real estate but also have a great deal of fear regarding it. Isn't that true? ... Pick one strategy that seems to fit you and just get started.


Controversy Over My "Google Cash" Endorsement! - Controversy! I love it! I received an email today from Mark of San Antonio, Texas. In his message to me, Mark has expressed great frustration regarding my viewpoint on Google Cash (which I expressed in a post last week).


Investment in Real Estate - Finding the Money - Did you know that making an investment in real estate could be your ticket out of the rat race? Of course, only buying one investment property isn't going to earn you enough to quit your "day job" so you can retire early. However, once you buy that first property, you're now on your way down the proper path...


Google Cash
You Do Use Google, Don't You? - If you use Google for your online searches and you're frustrated about how you're going to make money online, the answer has been literally staring you in the face. Have you ever noticed those ads to the right when you enter a keyword into Google and do a search? Did you know that you could place ads there yourself and earn a ton of money from them? Don't think so? Think again.


Don't You Want to Earn Passive Income? - On the subject of building your financial abundance, nothing (in my opinion) is more fun than watching passive income roll into your bank account. Sure, you need to work on areas that bring in earnings for you only when you actually do "new" work. But, what could be better than doing something once and then earning money from it continually without ever doing any more "work"?


Developing Multiple Streams of Income - A few years ago, I read Multiple Streams of Income, by Robert Allen and it struck a cord with me... it just made sense to begin learning how to create an income in more than one area... I can't recommend enough that you take the time to develop multiple streams of income for yourself.


Investing in Tax Liens - Lessons in Making Money Through Foreclosures - As foreclosures rise, investing in tax liens may be a strategy you want to pursue... While this is a time of distress for those holding on to unprofitable properties, it's an opportunity for the real estate investor willing to learn new strategies... That's where Steven Waters' Creating Wealth Without Risk program comes into play.


New Retirement Model - The previous generation, known as the Silent Generation, retired to a life of golf and bridge, not necessarily finding the happiness they sought after leaving the corporate world. But the Boomers do not want to repeat this pattern.... So, as the prescribed corporate retirement age beckons, many are not ready to go quietly into oblivion...


Wraparound Mortgage - Benefits of the Wraparound Mortgage - A wraparound mortgage is one of the tools you can use when investing in real estate. If you want to buy real estate as a tool to achieve financial abundance but are lacking the cash for a large down-payment, don't despair. You don't need to have a ton of cash to get into that first property. As a matter of fact, you can get in with no money at all. Unknown to many people, there are "no money down" methods for investing in real estate...


Don't Fake It - In your desire to better yourself financially, be careful not to fall into that "fake it til you make it" trap... The people that rise to the top slowly and responsibly are the ones who keep that lifestyle into old age... Go at your own pace if your goal is financial abundance.


Will You Be One of the 90% Broke at Retirement Age? - I really hope you're not betting your "Golden Years" on your pension, 401(k), or IRA. While these accounts will help a bit, they won't get you from age 65 to a possible age 100. And I really hope you're not betting your future happiness on Social Security. Most people won't pay attention to this warning. I hope you're not one of them. A recent government study shows that 90% of the population is BROKE at age 65. Let me say that again: 90% are broke. I hope you invest the time to investigate ways to earn more income.


Your Constant Supply of Money - "Recognizing the powers of your subconscious mind and the creative power of your thought or mental image is the way to opulence, freedom, and constant supply. Accept the abundant life in your own mind. Your mental acceptance and expectancy of wealth has its own mathematics and mechanics of expression..."


Facing Your Money Fears - "In our culture it's okay to talk about therapy we've gone through, marital problems we've had, our deepest intimate secrets... but telling the truth about money, confessing our worries to our children, our parents, our friends, just isn't done. Money is our secret both in private and in public..."


Three Selected Quotes From "Think and Grow Rich" - If there's one book that I put in front of you that you must read for life abundance and financial abundance, it's "Think and Grow Rich", by Napoleon Hill. This book helps you get it right where it counts most: the thoughts you hold inside your mind.


Why Aren't You Building Income Through Your Own Home Business Yet? - In an article entitled, "Act On Your Idea To Start A Home Business And Start Making Money At Home", Cynthia Minnaar hits on an issue that I find also to be a major stumbling block for most people. What's stopping you from taking on a part-time opportunity from home? No pressure, just begin something new and try to first supplement your income, then build toward a possible full-time income...


Just in Case You're Trying to Learn Quality Sales Techniques - Most likely you're visiting my site because you want info on spiritual growth, personal growth, or just plain over-all abundance ideas. However, I do know that you may be part of that group visiting my site seeking financial abundance ideas. Based on feedback, I know you may be part of that group looking to increase your sales skills. If not, just ignore this post of mine ;-) If so, read on...


More Comfortable Financially - Gradually Becoming More Comfortable Financially - Have you ever considered the idea of becoming more comfortable financially rather than trying to strike it rich? I'm not saying that there's anything wrong at all with accumulating enough assets to where you're considered wealthy. What I am saying is that frustrations that come from not meeting your desired financial goals may simply come from focusing a bit too much on the end result, rather than fully enjoying the journey. I'm also not saying that you should have small goals.


Making More Money - Three Great Methods for Making More Money - Sometimes, making more money is the only way you can keep up with all the bills piling up. Now, before I go any further, I think it's advisable for me to make sure you don't make money itself your life focus. Yes, money is important, but its place is to simply provide you that which is precious to you. Remember, making more money isn't really what you seek... You seek what enough money (which is different for everyone) can provide you...


Money Supports Life - Excerpt from Cashflow Quadrant, by Robert Kiyosaki (p.12) "My rich dad had a different point of view. He thought it foolish to spend your life working for money and to pretend that money was not important. Rich dad believed that life was more important than money, but money was important for supporting life..."


Struggling to Become Wealthy? Increase Your Income a Little at a Time - "Most people have it all wrong about wealth... Wealth is not the same as income. If you make a good income each year and spend it all, you are not getting wealthier. You are just living high. Wealth is what you accumulate, not what you spend. "How do you become wealthy? "Here, too, most people have it wrong. It is seldom luck or inheritance or advance degrees or even intelligence that enables people to amass fortunes. Wealth is more often the result of a lifestyle of hard work, perseverance, planning, and, most of all, self-discipline."


Chinese Law of Abundance Check - Ancient Financial Abundance Check Law - The chinese law of abundance check is an ancient concept for helping with your financial abundance. It's a concept where you use the actual act of writing out a check to help in your visualization of a financial goal. What you do is take out a blank check from your checkbook, write it out to yourself, and sign it "Law of Abundance".


Create Wealth - How Can You Create Unlimited Wealth? - What's the best way to create wealth? A reader of my website recently contacted me through my Contact Me page and asked that very question. I answered him in a way that probably surprised him and that will most likely surprise you...


Ways to Reduce Credit Card Debt - Everyone wants to know the ways to reduce credit card debt, so let's talk about that. I've got a few ideas on ways to reduce debt. They may seem obvious to you, but I need to mention them because I met people in my financial planner days that hadn't thought of some of these ideas.


Financial Prosperity Requires A Plan And A Prosperity Consciousness - Do you wish for financial prosperity? Here's how Dictionary.com defines prosperous: 1) Having success; flourishing 2) Well-to-do; well-off. If you're trying to attain either one of these definitions, then you do, in fact, wish for financial prosperity ;-) Financial abundance is your goal. There are many ways to go about creating prosperity. However, one thing all the different techniques have in common is that you must come to the table with a prosperity consciousness.


Debt Proof Living - Debt proof living is a way of life you must get to in order to achieve life abundance. Being in debt is demoralizing both to your finances and your state of mind. I want to see you achieve financial abundance and experience the inner peace and calm that comes with it. How many times have you been personally frustrated or been in an argument with a loved one over debt payments? All it takes is the decision that you don't want to live like this anymore.


Your Wealth Consciousness - Creating a wealth consciousness is vital in terms of your wishes for financial abundance. Your wealth consciousness is a mixture of your attitudes and beliefs regarding your ability to have an abundance of material possessions that you regard as important. Do you believe that you deserve wealth or do you fill your mind with thoughts as to why financial abundance isn't for you?


Your Personal Financial Plan - You Won't Retire Without One, Part 2 - What good does it do you to build up a sizeable retirement nest egg only to lose it in a lawsuit? Your financial planner should be able to offer you a legal protection plan so you can set up your will, living will and have access to legal advice whenever you need it. One of the most popular and affordable legal protection plans is provided by...


Your Personal Financial Plan - You Won't Retire Without One - It's not sexy, I know, but having a personal financial plan is imperative if financial abundance is important to you. I've said it elsewhere on my site but I'll say it again: If you fail to plan, you plan to fail You really can't argue with that statement, can you? Without a personal financial plan, you're shooting darts in the dark, financially speaking.


Credit Card Tricks That Keep You In Debt, Part 2 - The other day, I went over one of the credit card tricks used by credit card companies to extract more money out of your checking account. They'll do anything to kill your dreams of getting out of debt and achieving financial abundance. "The only man who sticks closer to you in adversity than a friend is a creditor." - Unknown. Today, let's go over a couple more.


Personal Finance Education, The Five Basic Rules - I find there is a lack of personal finance education for average people like you and I. So, if you want to achieve financial abundance in your life, it's important to know how to be successful when it comes to dealing with your personal finances. Whenever you see someone struggling to keep their personal finances together, it's because they haven't followed the steps that lead to success.


Personal Finance Education, The Five Basic Rules - Part 2 - Part 2 of "Personal Finance Education, The Five Basic Rules" - Yes, you need to pay for insurance. No one likes paying for insurance -health, life, car, home, etc, including myself. But I'm sure glad it's there when I need it. Being stuck without insurance is a sure way to deplete any savings and ruin your personal finance plans. Life insurance is a key part of your plan that I saw too many people try to avoid during my financial planning days.


You're Working On Getting Out Of Debt, But Will You Stay Out? - This may come as a surprise to you, but getting yourself out of debt doesn't end after you've worked hard to eliminate the debt. The other day, I wrote a post about using the Debt Stacking Method to lower debt. Whether you use that method or debt consolidation, debt relief, etc, to eliminate debt from your life, the struggle is only beginning for you. Why do I say that? Let me ask you a question that will make my point here very clear:

What do you think most people do with all those open lines of credit after getting out of debt?

Credit Card Tricks That Keep You In Debt - Do you know all the credit card tricks used by credit card companies that result in more money being depleted from your checking account? Back in my financial planner days, I used to shock my clients with the unethical tactics used by credit cards. If you don't learn these credit card tricks and tactics, you'll only be in debt longer. Financial abundance and feelings of inner peace regarding your personal finances will seem a long way off.


Eliminate Debt Quickly and Achieve Financial Abundance - Part 2 - Part 2 of "How To Elimiate Debt Quickly" - OK, you've come up with an acceleration amount you'll use with the Debt Stacking Method. Now, list your debts from the smallest balance on down to the largest balance. You're going to start with the smallest debt first, which is most likely a credit card. Instead of paying more than the minimum on several credit cards at once, you're going to only pay extra on that first credit card...


Eliminate Debt Quickly and Achieve Financial Abundance - Are you desperately looking for a way to eliminate debt? I'm going to share an idea to help you pay down your credit cards, car loans and mortgage much more quickly than you ever thought possible. Understand that financial abundance can't be attained while you're drowning in debt. You need to get it all out of your life and then keep it out. When I used to be a financial planner, I helped hundreds of families eliminate debt without needing to get another loan.


Financial Success Comes After You Give Yourself A Financial Success Education - Welcome to my personal financial success area. This is where you and I will discuss what it takes to create financial abundance in your life. I've yet to meet anyone who doesn't want to do well with their personal finances. However, during the six years I spent working as a financial planner, I met many families who struggled with these concepts. Here's what I saw when meeting new clients: High debt, low investment funds, and an over-all lack of financial education. I rarely saw financial success.